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Speed Matters - Website Is the New Storefront

WaFd Bank Demographics Our markets are among the most desirable in the US and create a foundation for loan growth without excessive risk Projected HH Income Number of Company Deposits Deposit Market in Market Share Percent of National Franchise State Branches ($000) (%) (%) Total Population 2022 (Actual) Projected Median Population Population HH Change Change Income 2010-2022 2022-2027 2022 Change 2022-2027 (%) (%) ($) (%) Washington 72 7,209,123 3.06 45.0 7,858,401 16.86 6.10 88,405 14.17 Oregon 36 2,878,933 2.68 18.0 4,295,247 12.12 4.01 73,746 13.64 Arizona 28 1,625,957 0.74 10.1 7,185,732 12.42 (1.48) 70,139 13.99 New Mexico 19 1,363,525 2.93 8.5 2,126,179 3.25 1.86 55,697 9.85 Idaho 22 1,052,550 2.47 6.6 1,891,021 20.63 8.15 66,938 12.56 Utah 9 802,635 0.70 5.1 3,354,693 21.38 7.42 84,724 13.18 Nevada 9 534,655 0.47 3.3 3,176,325 17.62 5.12 71,353 14.43 Texas 6 Totals: 201 562,192 16,029,570 0.05 3.5 29,801,205 18.51 5.30 70,957 11.16 100 59,688,803 Weighted Average 14.93 4.76 78,211 13.44 Aggregate: National 334,279,739 8.27 3.21 72,465 12.10 Deposit market share and precent of national franchise are from the FDIC's Summary of Deposit reports and is as of 06/30/2022. All other data is as of 9/30/2022. WaFd Bank 5
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