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Debt Mutual Fund Strategy

0 2 1 May-01 3 4 5 Jun-02 Jul-03 Aug-04 Sep-05 28 16 -0.50 Monetary Policy Tightening continued with inflation rates surging to multi-decade highs... Classification - Restricted US Federal Funds Rate (%) 4.50 4.50 US 10 year Treasury Yield (%) 4.00 -Upper Bound ⚫Lower Bound 4.00 3.50 3.50 3.00 2.50 Federal Reserve raised the policy rate by 75 bps for the fourth 3.00 time in a row 2.50 in 2.00 November 2022 2.00 1.50 1.50 1.00 1.00 0.50 0.50 0.00 0.00 Jan-20 Feb-20 Mar-20 May-20 Jun-20 Aug-2 Sep-20 Nov-20 Dec-20 Feb-21 Mar-21 May-21 May 21 Jun-21 Aug-21 Sep-21 Nov-21 Dec-21 Feb-22 Mar-22 May-22 Jun-22 Aug-22 Sep-22 Nov-22 European Central Bank (ECB) Main Refinancing Rate (%) Oct-06 Oct-07 Nov-08 Dec-09 Jan-11 Feb-12 Confidential/Restricted Mar-13 Source:- US Federal Reserve ECB raised the policy rates by 75 bps in October 2022, with it marking the third major 3.00 2.00 increase in a row. Apr-14 May-15 Jun-16 Jul-17 Aug-18 Sep-19 Oct-20 Nov-21 -1.00 0.00 Jan-20 1.00 4.00 Jan-20 Feb-20 Mar-20 Apr-20 May-20 Jun-20 Jul-20 Aug-20 Sep-20 Oct-20 Nov-20 Dec-20 Jan-21 Feb-21 Mar-21 Apr-21 May-21 Jun-21 Jul-21 Aug-21 Sep-21 Oct-21 Nov-21 Dec-21 Jan-22 Feb-22 Mar-22 Apr-22 May-22 Jul-22 Euro area 10-year Government Benchmark bond yield (%) Source:- Bloomberg US FOMC Comments "The Committee anticipates that ongoing increases in the target range will be appropriate in order to attain a stance of monetary policy that is sufficiently restrictive to return inflation to 2% over time. In determining the pace of future increases in the target range, the Committee will take into account the cumulative tightening of monetary policy, the lags with which monetary policy affects economic activity and inflation, and economic and financial developments. European Central Bank (ECB) Comments "We expect to raise interest rates further, to ensure the timely return of inflation to our 2% medium-term inflation target. We will base the future policy rate path on the evolving outlook for inflation and the economy, following our meeting-by-meeting approach." Mar-20 May-20 Jul-20 Sep-20 Nov-20 Jan-21 Mar-21 May-21 Jul-21 Sep-21 Classification - Restricted Nov-21 Jan-22 Mar-22 HDFC BANK RESEARCH May-22 Jul-22 Sep-22 Source:- European Central Bank Country Latest Interest Rate Actions by Central Bank (Bps) 75 Euro Area 75 United States 75 Saudi Arabia 50 South Korea 50 Canada 50 Indonesia 25 Australia HDFC BANK We understand your world
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