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Investor Presentaiton

• • • Retirement Eligibility -Reduced Service/Age Pension (Active Employees) 25 years of pension credited service at any age OR Age 55 with at least 15 years of pension credited service First Hired Prior to 1/1/2012 • Reduced 0.2% for each month short of 30 years OR • Reduced 0.2% for each month under Age 60 Hired on or After 1/1/2012 Reduced 0.4% for each month short of 30 years OR • Reduced 0.4% for each month under Age 60

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