Investor Presentaiton
Lead financial indicators (1/6)
Balance sheet and business metrics
1.
Delivered quarterly AUM growth of 20,704 crore in Q3.
BAJAJ FINANCE LIMITED
2. AUM was up 35% at ₹ 310,968 crore as against 230,842 crore as of 31 December 2022.
3. New loans booked were up 26% to 9.86 MM in Q3 FY24 as against 7.84 MM in Q3 FY23.
4. In Q3, B2B disbursements were up 31% at ₹21,686 crore as against
Customer franchise and geographic footprint
16,537 crore in Q3 FY23.
5. In Q3, the Company added highest ever new customers of 3.85 MM to the franchise. The Company estimates new
customer addition at 13-14 MM in FY24.
6. Customer franchise stood at 80.41 MM as of 31 December 2023. Cross sell franchise stood at 49.28 MM. The Company is
likely to end the fiscal with over 83 MM customer franchise.
7. In Q3, the Company added 158 new locations and added 9.5K distribution points. Geographic presence stood at 4,092
locations and over 190K active distribution points as of 31 December 2023.
Liquidity and cost of fund
8. Liquidity buffer stood at 11,624 crore as of 31 December 2023.
9. In Q3, cost of funds was 7.76%, an increase of 9 bps over Q2 FY24.
10. Deposits book grew by 35% YoY and stood at 58,008 crore as of 31 December 2023. In Q3, net deposit growth was 3,187
crore. Deposits contributed to 22% of consolidated borrowings as of 31 December 2023.
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