KBank's Strategic Acquisition in Muang Thai Group Holding
K
KASIKORNTHAI
Consolidated Financial Statements
Statements of Comprehensive Income (Bt mn)
ธนาคารกสิกรไทย
开泰银行 KASIKORNBANK
2021
2022
1Q22
2Q22
3Q22
4Q22
1Q23
Interest income
Interest expenses
Interest income - net
Fee and service income
135,415
151,333
35,924
36,367
37,620
41,421
42,441
16,024
18,334
4,174
4,355
4,532
5,274
7,566
119,390
132,998
31,751
32,012
33,088
36,148
34,875
48,628
48,345
12,367
11,683
12,099
12,197
12,529
Fee and service expenses
13,312
15,463
3,535
3,536
3,974
4,418
4,415
Fee and service income - net
35,316
32,882
8,832
8,147
8,125
7,779
8,114
Gain (Loss) on financial instrument measured at FVTPL
5,539
5,053
686
(452)
144
4,674
3,671
Share of profit (loss) from investments using equity method
Gain (Loss) on investments
(694)
115
(50)
151
(40)
54
(0.01)
817
(130)
(17)
(135)
(17)
38
(152)
Net premium earned
69,360
66,056
15,718
14,393
17,853
18,091
18,422
Other operating income
1,289
2,123
427
406
614
675
512
Total operating income
234,328
242,542
58,218
55,745
60,606
67,973
66,419
Underwriting expenses
70,979
69,285
17,605
14,234
18,871
18,574
19,845
Total operating income - net
163,349
173,258
40,613
41,511
41,735
49,399
46,574
Total other operating expenses
71,044
74,753
17,390
18,070
18,251
21,042
19,793
Earning Before Provision and Tax
92,305
98,505
23,223
23,441
23,484
28,358
26,781
Expected Credit Loss
40,332
51,919
9,336
9,852
9,948
22,784
12,692
Impairment loss of loans and debt securities
Operating profit before income tax expenses
51,973
46,585
13,887
13,589
13,536
5,574
14,089
Income tax expenses
9,729
8,633
2,700
2,454
2,546
933
2,562
Net profit attributable:
Equity holders of the Bank
38,053
35,769
11,211
10,794
10,574
3,191
10,741
Non-controlling interest
4,192
2,183
(24)
341
416
1,450
786
Statements of Financial Position (Bt mn)
Deposits
Loans to customers
Total Assets
Total Liabilities
Total Equity attributable to equity holders of the Bank
2021
2022
2,421,813 2,495,077
4,103,399 4,246,369
2,598,630 2,748,685
3,566,724 3,679,289
476,714 503,270
3,585,865
488, 192
1Q22
2Q22
2,458,263 2,489,420
4,133,248 4,187,779
2,634,409 2,671,536
3,642,814
488,963
3Q22
4Q22
1Q23
2,464,277
2,495,077
2,465,031
4,229,795
4,246,369
4,238,084
2,659,896
2,748,685
2,713,372
3,672,187
3,679,289
3,661,550
500,248
503,270
512,421
Note: KBank acquired additional ordinary shares in MTGH, to hold a 51% stake valued at Bt7,529mn; the MTGH Acquisition was completed on November 30, 2009. As the MTGH acquisition was completed on
November 30, 2009, the Bank's consolidated financial statements from 2010 include the performance of companies in the MTGH Group for the whole year.
บริการทุกระดับประทับใจ
73
K
KASIKORNTHAI
ธนาคารกสิกรไทย
开泰银行 KASIKORNBANK
Earnings Before Provision and Tax (EBPT) and Net Profit
March 2023 (Consolidated)
EBPT
Net Profit
(Bt bn)
(Bt bn)
92.31
98.50 I
60
100
87.76
84.89
80
38.73
38.05
35.77
40
29.49
60
40
26.78
20
20
10.74
20
0
2019
2020
2021
2022
1Q23
0
2019
2020
2021
2022
1Q23
1Q23 net profit decreased 4.19% YoY, due to higher expected credit loss. However, EBPT improved YoY as a result of
strong growth in operating income and consistently efficient expense management.
EBPT (Bt bn)
2019
87.76
2020
84.89
2021
EBPT Growth (% YoY)
92.31
0.72% (3.27%) 8.73%
2022
98.50
6.72%
1Q22
23.22
1Q23
26.78
4Q22
1Q23
(1.16%) 15.32%
28.36
28.63%
26.78
15.32%
Net Profit (Bt bn)
38.73
29.49
38.05
35.77
Net Profit Growth (% YoY)
0.70%
(23.86%) 29.05% (6.00%)
11.21
10.74
5.50% (4.19%)
3.19
10.74
(67.77%) (4.19%)
บริการทุกระดับประทับใจ
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