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Investor Presentaiton

Ohio Water Development Authority OVERVIEW OF THE AUTHORITY OWDA Interest Rates From October 1, 2013 through October 31, 2013 • • The adjacent text highlights current OWDA loan rates Loan rates for each program change each month based upon a formula, but the rate for each loan is fixed at the time of its approval • . . OWDA Fresh Water Market Rate Program: 4.82%¹ Community Assistance: 2.00% WPCLF and DWAF Standard Rate: 3.59% • WPCLF and DWAF Small Systems: 3.09% WPCLF Hardship Loan (Varies): 0% or 1.00% • DWAF Affordability Points Rate: 3.09% Notes 1. Standard rate subject to various programmatic discounts which depend upon the amount and purpose of the borrowing and are capped 8
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