Why Invest in Scotiabank?

• Key Metrics Well funded Bank with very strong liquidity and stable funding Liquidity Coverage Ratio (LCR) o Liquidity well in excess of regulatory requirements o LCR of 146-173% in Pacific Alliance countries 141% 138% 132% 129% 129% 125% 123% 125% 127% Q2/19 Q3/19 Q4/19 Q1/20 Q2/20 Q3/20 Q4/20 Q1/21 Q2/21 • High Quality Liquid Assets (HQLA) 。 Substantially comprised of Level 1 assets o Moderating from high levels Q/Q: -$12B Q/Q and +$13B Y/Y $227 $210 $213 $201 $188 $158 $160 $165 $168 Q2/19 Q3/19 Q4/19 Q1/20 Q2/20 Q3/20 Q4/20 Q1/21 Q2/21 ⚫ Net Stable Funding Ratio (NSFR) o Public disclosure started Q1/21 o NSFR is well in excess of 100% regulatory requirement 115% 112% Q1/21 Q2/21 53

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