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Investor Presentaiton

February 2022 Prudent monetary policy implemented by independent regulator Medium-term consumer inflation target range: 5%+/-1% Y-o-y inflation as of December 2021: 10.0% Comments In March 2021, the NBU started the cycle of rate hikes to curb inflation, raising the key policy rates 6 times during Mar 2021 - Jan 2022 by 4.0 p.p. The CB also rolled back its emergency measures to support banking liquidity in Oct 2021 At the latest MPC meeting, the NBU increased the interest rate by 1.0 p.p. to 10.0%. The CB assesses that the inflation peak was realized in September with inflation at 11.0% In December, inflation decelerated to 10.0%. The increase in prices was mainly driven by processed food, non-food products and services due to rising energy prices The NBU has worsened its 2022 inflation forecast, from 5.0% to 7.7%, due to high global energy prices, robust consumer demand, price pressures from trading partners CPI expectations for the following 12 months Consumer price index (CPI) change and key policy rate 20% 18% 16% 14% 12% 10% 8% 6% 4% 2% 0% Jan-19 Mar-19 May-19 Jul-19 Sep-19 Nov-19 Jan-20 Mar-20 CPI, y-o-y, % Source National Bank of Ukraine May-20 Jul-20 10.0% 10.0% Sep-20 Nov-20 Jan-21 Mar-21 May-21 Jul-21 Sep-21 Nov-21 Jan-22 Key policy rate, % NBU's medium-term inflation target range UAH/US$ and UAH/EUR exchange rates dynamics 16% 14% 12% 10% 8% 6% 4% 2% 0% Jan-19 Jul-19 Mar-19 May-19 Sep-19 Nov-19 Jan-20 Mar-20 May-20 Banks Businesses Source National Bank of Ukraine Households Jul-20 Sep-20 Nov-20 Jan-21 Mar-21 May-21 Jul-21 Sep-21 Nov-21 Jan-22 38.0 36.0 34.0 10.6% 32.0 30.0 8.7% 28.0 8.0% 26.0 6.3% 24.0 22.0 Financial analysts 1 20.0 Jan-19 Mar-19 May-19 Jul-19 Sep-19 Nov-19 Jan-20 Mar-20 Jul-20 May-20 Sep-20 Nov-20 Jan-21 Mar-21 May-21 Notes As of Jan 28, 2022 EUR US$ Jul-21 Sep-21 Nov-21 Jan-22 12 BA 32.31 29.01
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