International Banking and Canadian Economy Overview
Q3/16
Q4/16
Q1/17
Q2/17
Q3/17
Q4/17
BUSINESS & GOVERNMENT DEPOSITS 1
(SPOT, CANADIAN DOLLAR EQUIVALENT, $B)
Q1/18
Q2/18
Deposit Overview
Stable trend in personal & business and government deposits
PERSONAL DEPOSITS
(SPOT, CANADIAN DOLLAR EQUIVALENT, $B)
$211
$215
$222
$223
$225
$199
$201
$196
$198
$204
$202
$199
$200
3Y CAGR 4.4%
-
PERSONAL DEPOSITS
• Important for both relationship purposes
and regulatory value
•
Good momentum with 4.4% CAGR over
the last 3 years
$197
$179
$211
$172
$170
$197
$161
$156
$169
$174
$168
$155
Q3/16
Q4/16
Q1/17
Q2/17
Q3/17
Q4/17
Q1/18
Q2/18
Q3/18
Q4/18
1 Calculated as Bus& Gov't deposits less Wholesale Funding, adjusted for Sub Debt
3Y CAGR 11.2%
Q1/19
Q2/19
Q3/19
Q3/18
Q4/18
$221
Q1/19
Q2/19
Q3/19
·
.
•
BUSINESS & GOVERNMENT
Gaining share of deposits through
leveraging of relationships
11.2% CAGR over the last 3 years
Focusing on operational, regulatory
friendly deposits
Scotiabank.
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