OneMain Financial Performance Overview
Our typical customer is the average American
Target market is ~100MM Americans¹, though not all have current needs or pass our underwriting
Our customers...
...have stable credit attributes...
...and financial needs
Reasons for loan³
OneMain borrower profile
Other
15%
~$45,000
Annual net income²
Family Related
9%
~11 years
In same residence²
-50%
Homeowners²
90% have checking account³
75% have credit card³
50% have auto loan³
OneMain Financial.
Home Repair
8%
2019
Originations
-60%
Same job for 5+ years²
Auto
Related
10%
Employed in
stable industries³
Top 5 industries:
•
•
Healthcare
Manufacturing
Education
Financial services
Government
Household Bills
-90%
21%
Debt
Consolidation
37%
of the time OneMain offers
lowest rate4
Same or next day
Customer receive funds
1. OneMain estimate..2. Source: Internal Portfolio Data, LTM as of December 31, 2019; represents take-home pay net of taxes, insurance, and benefits. 3. Source: OneMain Holdings,
Inc. New Customer Satisfaction Survey, Q4 2019. 4. Data for September 2019 and includes 30+ lenders.
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