Investor Presentaiton

Interest Rate (Domestic loan) 3 banks' total To be your Bank of choice 2.65 (%) Retail 2.01 Loan Overall 1.96 1.88 1.80 Corporate 1.91 1.75 2.58 2.48 2.39 2.30 2.22 2.13 2.04 1.97 1.90 1.83 1.79 1.85 1.69 1.79 1.63 1.59 1.72 1.52 1.65 1.46 1.59 1.41 1.38 1.53 Public 1.38 1.32 1.31 1.25 1.24 1.20 1.20 1.14 1.11 1.07 1.02 1.03 1.45 1.40 1.32 1.28 1.24 1H/FY09 2H/FY09 1H/FY10 2H/FY10 1H/FY11 2H/FY11 1H/FY12 2H/FY12 1H/FY13 2H/FY13 1H/FY14 2H/FY14 (Plan) FFG Fukuoka Financial Group 35 35

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