Ameriabank: Strategic Milestones and Investor Presentation

Funding and Liquidity Sub-debts bln AMD +6% +3% Loans to deposits and borrowings ratio Highlights Loans to deposits and borrowings ratio reached 88%, up by 14pp. are required • Liquidity ratios (LCR & NSFR) comfortably above thresholds (100%). the 27 22 30 28 88% 75% 74% 2021 2022 2023 2021 2022 2023 LCR (Liquidity Coverage Ratio) NSFR (Net Stable Funding Ratio) 148.4% 151.9% 117.4% 143.3% 129.3% 125.5% 13 2021 2022 2023 2021 2022 2023 Investor Presentation | Ameriabank.am * Loans from a pool of designated funds aimed at supporting Armenian private sector (MSME) and channeled through banking system Λ

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