Investor Presentaiton
Results of mBank Group: Capital ratio and liquidity position
mBank Group's Total Capital Ratio
The impact of negative bond valuation on capital ratios
amounted to -0.11 p.p. QoQ (including mitigation factor).
mBank's NSFR and LCR
Group's LCR: 184%
+3.22
17.55%
2.37%
17.51%
260%
236%
2.32%
16.58%
2.42%
16.39%
15.92%
2.46%
2.45%
203%
187%
13.17%
173%
2.53%
155%
149%
152%
140%
135%
15.18%
15.19%
14.16%
13.47%
13.93%
10.64%
06/21
09/21
12/21
03/22
06/22
minimum
requirement
PLN bn
97.6
99.9
95.7
94.0
93.8
as of 06/22
xx.x Total risk exposure amount (TREA)
Tier 1 capital ratio
Tier 2
Covered Bonds Investor Presentation
Basel III requirement ≥100%
06/21
74.2%
09/21
72.9%
12/21
03/22
06/22
73.8%
74.9%
77.2%
XX.X% Loan-to-deposit ratio of mBank Group
Net Stable Funding Ratio (NSFR)
Liquidity Coverage Ratio (LCR)
13View entire presentation