Fourth Quarter 2018 Investor Presentation

Corporate Social Responsibility Our Priorities Financial Knowledge Access to Finance 698 Diversity and Inclusion Investing in Young People Responsible Financing Climate Change Maintaining Trust 900,000 Canadian students participated in Talk With Our Kids About Money day in 2018 34% women in leadership positions (VP+) globally in 2018 Named as a Top 100 Company in 2018 by Thomson Reuters Diversity & Inclusion index Our Achievements $80 Million in donations globally in 2018 to support the communities we operate in Joint Lead Manager on $1 Billion World Bank Sustainable Development Bond to support women and youth Internal Carbon Price set at $15/tonne COz reinvested in energy efficiency initiatives Achieved recognition on the 2018 Dow Jones Sustainability Index North America Our Ability MEMBERSHIPS & ASSOCIATIONS MEMBER OF Dow Jones Sustainability Indices In Collaboration with RobecoSAM CDP DRIVING SUSTAINABLE ECONOMIES TCFD TASK FORCE ON CLIMATE-RELATED FINANCIAL DISCLOSURES COMPACT THE GLOBAL CP LC United Nations Global Compact EQUATOR PRINCIPLES CARBON PRICING LEADERSHIP COALITION FINANCE UNEP INITIATIVE We have financial expertise 97,000+ employees We have the reach We have the resources 25 Million+ customers around the globe $998 Billion in assets EURONEXT vigeoiris INDICES WORLD 120 Scotiabank® 13 33

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