2022 Full Year Results slide image

2022 Full Year Results

CPBS - BancWest - 2022 Continued good business activity • Sustained business drive Loans: +3.8%¹ vs. 2021, increase in mortgage and corporate loans Deposits: -6.0%² vs. 2021, decrease in customer deposits³ (-6.0%²) and in money-market deposits Private Banking: $18.7bn in assets under management as of 31.12.22 (+1.2% vs. 30.09.22) Closing of the sale to BMO Financial Group on 1 February 2023 Revenues: €2,731m (+0.2% vs. 2021) • +2.3% excluding the impact of non-recurring items in 2021 • Increase in net interest income with the improvement in the margin and the increase in loan volumes • Good performance in banking fees Loans1 +3.8% 56 58 $bn 2021 2022 Operating expenses4: €2,061m (+8.5% vs. 2021) Pre-tax income5: €660m (-24.1% vs. 2021) • Increase due particularly to targeted projects (+4.3% excluding costs linked directly to the sale) • Increase in cost of risk (reminder: release of provisions in 2021) 1. At constant scope and exchange rates excluding Paycheck Protection Program loans; 2. At constant scope and exchange rates; 3. Deposits excluding treasury activities; 4. Including 100% of Private Banking; BNP PARIBAS The bank for a changing world 5. Including 2/3 of Private Banking 2022 Full Year Results | 36
View entire presentation