Profitability & Capital Adequacy Presentation
Successful Trajectory of Growth and Profits at Capital First
Financial Performance: Yearly Trend of Profit After Tax
In FY 08 and 09, the Company had made losses. Even after the new leadership took over, for two years the company continued to
post losses as the building blocks for new age retail lending were prepared. Once the company got scale, Capital First posted a CAGR
growth in profits of 56% for last 5 years.
Profit After Tax (Normalized) – Rs. crore
-
■ New Leadership takes over in 2010.
■ New Retail Product Lines launched.
■ Retail Team, Systems, Processes designed.
■Closed down subsidiaries, prepared
company for PE equity backing
■ Platform set for Business growth and
Profitability.
■Company turned profitable in
FY12 and since then
consistently increased profit
for the next 6 years with a
CAGR of 45%
-15.7
-46.2
3.8
53.2
35.1
5 Year CAGR - 56%
238.9
166.2
114.3
327.4
*
For Half Year H1-FY19
206.1*
FY10
FY11
FY12
FY13
FY14
FY15
FY16
FY17
FY18
H1-FY19
98
IDFC FIRST
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