Investor Presentaiton
Group Financial Results for the nine months ended 30 September 2020
Portfolio exposure to businesses most impacted by COVID-19
Tourism: €1.07 bn
Trade: €0.95 bn
30 Jun 2020
Hotels & Catering
€ bn
30 Sep 2020
€ bn
% of
portfolio
30 Jun 2020
Trade
€ bn
30 Sep 2020
€ bn
% of
portfolio
Food services
0.06
0.06
5%
Supermarkets, pharmacies and
other essential retail businesses
0.29
0.28
30%
Accommodation
1.00
1.01
95%
All other
0.71
0.67
70%
Total
1.06
1.07
Total
1.00
0.95
Unutilised Liquidity1
0.31
0.34
Unutilised Liquidity¹
0.88
0.93
- of which deposits
0.26
0.27
26%
- of which deposits
0.56
0.62
66%
Majority of Accommodation customers entered the crisis with significant
liquidity, following strong performance in recent years
~€1.0 bn or 94% under payment deferrals
• 30% tied up to lower risk essential retail services, not materially
impacted by COVID-19
⚫ €0.54 bn or 57% under for payment deferrals
1)
Unutilised overdraft amounts and deposits
Bank of Cyprus Holdings
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