Investor Presentaiton

▸ Evolution from an emerging local bank to a specialized leader with national presence BanBajio's History in Four Phases BanBajio Today ✓ 3rd largest locally-controlled bank in Mexico(1), with ~US$12.6 Bn(2) in total assets. 8th largest bank in the country by loans & deposits and company-sector loans. ✓ Focused on profitable, low-risk and high-growth corporate and SME loan segments. ROAE improved from 10.9% in 2015 to 19.1% in 2019. National presence through a client-centric multi-channel platform. Currently in an intensive digital transformation process. ✓ Well capitalized with diversified funding. Evolution of Branch Network (#) 1 Founding 2 Diversification 3 Growth 4 Results 13 1 283 2.7x 46 306 105 27 25 13 556 6 4 1 1 1994 1998 2002 2006 2010 2014 Our Shareholders Have Been Instrumental Pillars of Our Success 2Q19 97.3% Deep relationships in the Mexican economy Mexican Investors ('94 - At IPO) Sabadell ('98-'04): 10% ('05-'12): 20% IFC | International Finance Corporation ('06-'16): 10% WORLD BANK GROUP Source: Company information, CNBV Notes: (1) Based on total deposits and total loans as of June 30, 2019. (2) Using an exchange rate of Ps$19.2087 per US$, round number. *Pre IPO 12.97%, Post-IPO 2.7% TEMASEK ('12 -At IPO) 2.7% Definition of business model Best-in-class corporate governance practices Profitability enhancements 4

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