Investor Presentaiton

41 Investec plc: segmental analysis of operating profit For the year ended 31 March 2022 £'000 Net interest income Fee and commission income Fee and commission expense Investment income Share of post taxation profit of associates and joint venture holdings Trading income/(loss) arising from - customer flow - balance sheet management and other trading activities Other operating income Wealth & Investment Specialist Banking Private Banking 2268 344 685 (656) (2) 1 194 (307) 70 692 CIB & Other 409 759 Group Investments Group Costs Total Group 482 719 510 228 (14 913) 31 255 13 878 1 579 163 964 (23) (14 234) 816 10 033 20 408 13 878 2228 2 56 950 (6 798) 11 533 60 372 (7 103) 11 533 Total operating income before expected credit loss impairment charges Expected credit loss impairment releases/(charges) 347 182 75 294 645 085 20 408 (5) (2 432) Operating income 347 177 72 862 Operating costs (259 496) Operating profit before acquired intangibles and strategic actions 87 681 (42 034) 30 828 (22 722) 622 363 (459 517) 162 846 1 087 969 (25 159) 20 408 1 062 810 (14 819) (775 866) 20 408 (14 819) 286 944 Profit attributable to non-controlling interests Adjusted operating profit 87 681 30 828 162 846 20 408 (14 819) 286 944 Selected returns and key statistics Cost to income ratio Total assets (£'million) 74.7% 55.8% 71.2% n/a n/a 71.3% 1 137 4 528 22 101 180 n/a 27 946

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