Investor Presentaiton
Retail Banking
International Acceptance
Global access leveraging
SMBC group's international
network
Participate actively in the
ecosystem for strong market
acceptance
Value
Proposition
Hassle
Free
Easy access to
financing for
immediate needs
Digital
Banking
Integrated personal banking services
through a single digital platform
Convenience
& Security
Simple, smart, safe
& secured life finance
transactions
Key
Business
Drivers
Management
Discipline
Digitalization
Innovation
Competitive
Pricing
Value for money relationship
Ecosystem
Agile & Aggressive
People
Synergic & Result Oriented
Branding
pank
btpn'
A MEMBER OF
SMBC Group
Retail Banking Group
Include Retail Lending Business, Wealth Management Banking, Digital Banking, Branchless
Banking & Micro Business
Execution Strategy
Grow Fee Base
• Reduce Fixed Cost
Enhanced
Business
• Get The Right NIM
Model
Investment
Expand
Products &
Service
More Customer & Transaction
Complete Banking
Transactions
•Online/Offline Participation
•
in the Ecosystem
Initiative Inorganic Growth
Build Life
Finance
Solution
IT & Innovation
More Loan Products
•Improve Service Channels
Digitalization
• Execute Jenius 3.0, Jenius as
the platform of All products,
E2E Digitized ProcessesView entire presentation