Investor Presentaiton
TECHNOLOGY CHANGES
Recent advances in collision avoidance technology will begin to reduce accidents, claims, and claims costs,
without needing to expand/adjust minor injury regulations:
Forward collision avoidance systems (all new vehicles by no later than 2022).
Automatic emergency braking systems (studies show that these are the single most effective).
➤ reduces rear-end collisions by 40%.
Automated/Self-driving vehicles (will likely reduce insurer claims costs through accident avoidance
or by shifting liability to manufacturers of the technology).
■ New technology to reduce the prevalence and incidence of distracted driving (apps that limit
phone use while driving).
■ New technology to monitor driving behavior.
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