Q4 2019 Financial Performance

Liquidity Metrics Well funded Bank with strong liquidity • Liquidity Coverage Ratio (LCR) 。 Stable and sound management of liquidity 。 Net Stable Funding Ratio (NSFR) disclosure to commence Q1/20 128% 127% 125% 125% 125% 124% Q3/17 Q4/17 128% 125% 125% 123% Q1/18 Q2/18 Q3/18 Q4/18 Q1/19 Q2/19 Q3/19 Q4/19 • High Quality Liquid Assets (HQLA) 。 Efficiently managing LCR and optimizing HQLA $165 $158 $158 $160 $140 $144 $138 $128 $132 $127 Q3/17 Q4/17 Q1/18 Q2/18 Q3/18 Q4/18 Q1/19 Q2/19 Q3/19 Q4/19 889 63

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