Investor Presentaiton

Morgan Stanley EXTRADE 2 Combination With E*TRADE Adds Cutting Edge Technology Portfolio to All Wealth Management Channels Financial Advisors Workplace Public Equity Goals Based Planning Administration Platform Self-Directed Self-Directed Brokerage Accounts Next Best Action Private Company Management Digital Checking and Savings Accounts Risk Analytics Digital Financial Wellness, Planning, and Trading Tools for Active Investors Student Loan Benefits The End Notes are an integral part of this Presentation. See slides 19-22 at the back of this presentation for information related to the financial metrics and defined terms in this presentation 7

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