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Investor Presentaiton

19 COL Investor Presentation Strong Balance Sheet Cash & cash equivalents increased by 42.3% to Php2.5 Bil largely due to an increase in clients' unutilized funds. Investment securities at amortized cost was flattish at Php9.3 Bil while HTM investments increased by 39.3% to Php696.7 Mil. Trade receivables fell slightly by 1.9% to Php940.8 Mil largely due to the lower unsettled buying transaction of post-paid clients and lower availment of margin loans as of end June compared to end December. Trade payables increased by 11.3% to Php11.8 Bil largely due the increase in clients' cash position and their larger net buying transactions as of end June compared to end December. Pro Forma Consolidated Balance Sheet (Php Mil) Change % 12/31/21 6/30/22 Amount Cash & cash equivalents Trade receivables 1,733.5 2,466.5 733.0 42.3% 958.8 940.8 -18.0 -1.9% Inv't sec at amortized cost Other current assets HTM investments 9,374.3 9,338.2 -36.1 -0.4% 232.8 250.5 17.8 7.6% 500.2 696.7 196.5 39.3% PPE - net 95.1 85.8 -9.2 -9.7% Other non-current 86.2 84.3 -1.8 -2.1% assets - net Total Assets 12,980.8 13,863.0 882.2 6.8% Trade payables 10,590.2 11,783.6 1,193.5 11.3% Other current liabilities 185.6 124.1 -61.5 -33.1% Non-current liabilities Total Liabilities Total Stockholders' Equity Total Liabilities and Stockholder's Equity 106.1 107.4 1.3 1.2% 10,881.9 2,098.9 12,015.1 1,847.8 1,133.2 10.4% -251.1 -12.0% 12,980.8 13,863.0 882.2 6.8% BVPS 0.044 0.038 -0.006 -12.0% COL FINANCIAL
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