Digital Migration Investor Presentation

Dhanlaxmi Bank established 1927 Strong Management Team Strong Management Team Mr. Shivan J.K, Managing Director & CEO ■ Bachelor in Agriculture, MBA & CAIIB; More than 37 years of experience in Retail, Agri, Corporate, International & Forex operations. ◉ Was Chief General Manager of Stressed Assets Resolution Group of State Bank of India and worked with EY India as Senior Advisor. Mr. L. Chandran, General Manager ■ A post graduate in Science, MBA (Finance), CAIIB and B.Ed; ■ Associated with DLB for over 25 years in different capacities in various geographical areas and was Chief Risk Officer, Chief Compliance Officer, Chief Recovery Officer and Head SME (Credit Underwriting). Also worked in Government and Public Sector Financial Institution for about 7 years. Ms. Kavitha T A, Head - Operations & CFO (Additional Charge) • • Qualified Chartered Accountant and Graduate in Commerce with CAIIB. Associated with DLB for over 19 years in different capacities. Has played a pivotal role in setting up the Integrated Risk Management Department and Operations Department of the Bank. Was the Regional Head of 32 branches spread over North Districts of Kerala & Karnataka State. Also worked in a Systemically Important NBFC for 3 ½ years. Mr. John Varughese, Head IT and Digital Banking ■ Engineering graduate, MBA, Certified Information System Auditor (CISA) & CAIIB; Over 28 years of experience in IT & Banking including with Federal Bank. ■ Worked as Chief Information Security Officer, Head - Alternate Channels, Regional Head, Chief Compliance Officer and Chief Credit Officer. Mr. Rajan Sleeba, Head- Human Resources Department ■ Post Graduate in law (LLM) and CAIIB; Over 36 years of experience in banking sector including working with Federal Bank. ■ Vast experience in Branch Banking, Credit and as Regional Head. Mr. Surendran A.V, Head- Wholesale Banking ■ Graduate in Science and JAIIB; More than 33 Years of experience in banking with specialization in Treasury Management for last 17 years. ■ Worked as Regional Head and handled Government Business. Investor Presentation - September 2022 20 20

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