Investor Presentaiton

KBC KBC's ESG ratings and indices are ahead of the curve Agency CDP DISCLOSURE INSIGHT ACTION D- ESG rating of 28th of December 2022 (previous score) Severe Risk High Risk Medium Risk Low Risk SUSTAINALYTICS 0 S&P Dow Jones Indices A Division of S&P Global MSCI Corporate ESG Performance RATED BY ISS ESG‣ FTSE4Good Prime KBC A (A-) Negligible Risk KBC 12.5 (12.8) 100 KBC 75 (74) C B BB BBB A AA AAA D- KBC AAA (AAA) D+ C- C C+ KBC C+ prime (C prime) 1 2 3 4 0 5 • • • Position versus industry average 60 of 74 Leader in addressing climate change CDP's A-list Financial average service B- 3rd percentile of 405 diversified banks assessed 10th of 405 diversified banks Top 15% (85th percentile of 242 banks assessed) * Final percentile of 2022 ranking is not available, as not all banks have been assessed yet by S&P Global 5th percentile of 197 banks assessed 1st decile rank of 300 Commercial Banks & Capital Markets assessed Top 10% KBC (90th percentile of banks assessed) 4.3 (4.7) Highlights Profit & Loss Capital & Liquidity Looking forward BU & FY22 view Company profile KBC Strategy Sustainability Asset quality MREL & Funding

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