2021 Investor Day slide image

2021 Investor Day

We are building on our attractive Swiss home market... Switzerland is an attractive market ■ ■ Very resilient mature economy with solid GDP growth of average 2% p.a.1, high exports and lowest debt to GDP ratio of 40% vs Europe "Big 5"2 Wealthy client base: 4x millionaire density vs. Europe "Big 5"2 High share of leading multinationals and "hidden champion" corporates Large institutional segment, CHF 1.0 tn pension assets (160% of GDP) ■ Overall healthy market with two large banks leading at -25% market share, higher in mid- and upmarket Net revenues4 25% in CHF, 9M21 Group 18.2 bn o/w Swiss Region 4.6 bn o/w Swiss Region 31% Pre-tax income4 Group 1.9 bn 6.3 bn in CHF, 9M21 29% o/w Swiss Region ■ Average online banking penetration vs. Europe "Big 5"2, but accelerating out of COVID Group 11.3 bn Capital 4,5 38.4 bn in CHF, 9M21 With our leading offering and strong collaboration across divisions, we are uniquely positioned to become the most client centric bank in Switzerland and further grow market share across all businesses Note: Historical information presented according to the new regional structure is a preliminary estimate based on management accounts and subject to change. 2019 figures unless otherwise stated Source: The World Bank, Simon Kucher & Partners, SNB 1 Over 10 years pre-Covid 2009-2019 2 France, Germany, Italy, Spain, UK 3 Combined figures based on onshore B/S size 4 Adjusted excl. significant items, incl. GTS; excluding Corporate Center Swiss Region net revenues of 25%, PTI of 28% and Capital of 35% 5 Based on average of 13.5% RWA and 4.25% Leverage CREDIT SUISSE 2021 Investor Day November 4, 2021 77
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