Q3 2019 Fixed Income Investor Presentation

Table of Contents 1. Debt Programmes Summary 2. Canadian Economy & Consumer Profile 3. Canadian Imperial Bank of Commerce ("CIBC") Overview 4. Canadian Bail-in Regime Update 5. Canadian Mortgage Market 6. Contacts 7. Appendix - Canadian Mortgage Market, OSFI Non Viability Criteria, Issuance History CIBC Q3 2019 Fixed Income Investor Presentation 3 4 10 26 32 37 38 CIBC 2

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