Financial Performance Overview

1 Funding & Liquidity 13% 3% 4% 37% 2 Funding Mix OMR million Customer Deposits 5 بنك ظفار BankDhofar Customer deposits marginally skewed towards term deposits Total 2,937 with CASA's constituting 45% of the total deposits. 2,792 13% CASA Customer Deposits 1,285 48% 44% Other Customer Deposits CASA 1,353 Due to Banks 30% Other Liabilities Tier 1 Capital Securities Others 1,652 1,439 Shareholder's Equity Mar-22 Stable funding with access to diversified sources of funding The Bank is primarily customer deposit-funded with a broadly stable deposit base, including sticky deposits from GRES Mar-23 The Bank holds a portfolio of highly liquid investment securities mainly Omani sovereign instruments, available for repo, if needed 21

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