Multi-Pronged Risk Management and Protection Philosophy slide image

Multi-Pronged Risk Management and Protection Philosophy

Financial and operational snapshot (1/2) New Business Premium (Indl. + Group) Renewal Premium (Indl. +Group) Total Premium Individual APE Overall APE Group Premium (NB) Profit after Tax -Policyholder Surplus - Shareholder Surplus Dividend Paid Q1 FY22 Q1 FY21 Growth FY21 FY20 FY19 CAGR Rs bn. 37.7 26.2 44% 201.1 172.4 149.7 16% 38.9 32.4 20% 184.8 154.7 142.1 14% 76.6 58.6 31% 385.8 327.1 291.9 15% 13.1 10.7 22% 71.2 61.4 52.0 17% 15.6 12.0 30% 83.7 74.1 62.6 16% 19.0 10.6 78% 100.3 87.8 73.3 17% 3.0 4.5 -33% 13.6 13.0 12.8 3% 0.4 3.5 -87% 7.3 10.9 9.0 -10% 2.6 1.0 148% 6.3 2.1 3.8 29% (1) NA 4.0 ΝΑ 1,812.7 1,399.7 30% 1,738.4 1,272.3 1,255.5 18% 273.3 225.8 21% 266.2 206.5 183.0 21% (2) 87.8 74.5 18% 84.3 69.9 56.6 22% 7.4 2.7 173% 39.8 61.3 51.4 -12% 170.5 194.5 -12% 982.0 896.3 995.0 -1% Assets Under Management Indian Embedded Value Net Worth NB (Individual and Group segment) lives insured (Mn.) No. of Individual Policies (NB) sold (In 000s) 49 49 1. Proposed final dividend of Rs 4.1 bn, to be paid in Q2 FY22 (subject to shareholders' approval) 2. Comprises share capital, share premium and accumulated profits/(losses) ◉ HDFC Life
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