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Investor Presentaiton

Finland - An Export Oriented Economy A Nordic country rated Aa1 (stable outlook) by Moody's, AA+ (stable outlook) by Standard & Poor's and AA+ (stable outlook) by Fitch Ratings Almost 40 percent of Finland's economy is based on foreign trade Exports by Regions 2019 - Finland Main Economic Indicators 2017 2018 2019 2020F 2021F 7% 8% ■Euro zone GDP at market prices, change 3.3 1.5 1.1 -4.5 2.6 in volume, % 39% 13% Other EU countries ■Rest of Europe ■ Asia Employment rate, % 69.6 71.7 72.5 71.2 71.0 Unemployment rate, % 8.6 7.4 6.7 8.0 8.2 ■North America 13% ■Other countries General government net -0.7 -0.9 -1.0 -7.7 -5.0 21% lending, % of GDP General government gross 61.3 59.6 59.2 70.2 72.8 debt, % of GDP Source: Finnish Customs Source: Ministry of Finance: Economic Survey, published in October 2020 18 FINNVERA
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