Investor Presentaiton

STANDALONE AND CONSOLIDATED Income Statement HDFC BANK Standalone Consolidated Rs. bn FY22 FY23 YOY FY22 FY23 YOY Net Interest Income 720.1 868.4 21% 773.5 929.7 20% Non-Interest Income 295.1 312.2 6% 317.6 339.2 7% Net revenue 1,015.2 1,180.6 16% 1,091.1 1,268.9 16% Operating expenses 374.4 476.5 27% 403.1 515.3 28% PPOP 640.8 704.1 10% 688.0 753.6 10% Provisions 150.6 119.2 (21%) 179.3 138.6 (23%) Profit before tax 490.2 584.9 19% 508.7 615.0 21% Profit after tax 369.6 441.1 19% 380.5 460.0 21% Earnings per share (Rs.) 67 79 19% 69 83 20% Book value per share (Rs.) 433 502 NM* 446 519 NM* 24 HDFC Bank Presentation, May 2023 *Not meaningful: Dividend pay-out reckoned; not comparable

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