Financial Overview and Strategy

Disciplined ALM Management over the last 8 years 36% 38% 36% 16% Cumulative gap upto 1m Cumulative gap upto 12m Permissible Limit 141% 119% 120% 106% 71% 48% 61% 50% 44% 96% 83% 57% 64% 55% 51% 4% -15% -15% -15% -15% -15% -15% -15% -15% -15% -15% Mar '12 Mar '13 Mar '14 Mar '15 Mar'16 Mar'17 Mar '18 Sep '18 Dec '18 Mar '19 23

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