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Investor Presentaiton

Building strategic capability H1 H2 H3 . FY24 Outlook Confident of delivering at least $250m insurance profit. • In anticipation of significant re-insurance increases, we started applying rate to cover costs in 2Q23. Further adjustments made in 3Q to reflect actual reinsurance outcomes post renewal. Further improvement in admin expense ratio. • Costs to commence delivery of strategic technology program included in FY24 and medium-term plans. Benefits will start to flow through from FY25. IIA will absorb investment cost and continue to grow margin. • Horizon 1 Horizon 2 Horizon 3 Simplification FY22-24 Horizon 2 Outcomes Transition to targeted growth strategies. Growth FY25-26 • Technology deployed to transform to modern operational processes and uplift core insurance capabilities. Continued focus on expense management. • Differentiation FY27 Horizon 3 Outcomes Leverage technology and core insurance capabilities to establish CGU and WFI as market leading intermediated insurers. CGU positioned as a core player in the corporate commercial insurance market. 25 Investor Day | 14 June 2023 iag
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