SMBC Group's Financial and Credit Portfolio slide image

SMBC Group's Financial and Credit Portfolio

SMFG / SMBC overview SMFG (Consolidated) *1 Global banking group originated in Japan SMBC (Non-consolidated) Core operating entity within SMFG franchise unlisted (wholly-owned by SMFG) (FY3/23) Market Capitalization (TSE:8316, NYSE:SMFG) B/S Assets Loans Deposits*2 Loans/Deposits Gross Profit P/L Net Income CET1 ratio NPL ratio Ratings (Moody's / S&P) JPY 9.8 tn / USD 65.4 bn (As of Nov. 24, 2023) JPY 270 tn / USD 2,025 bn JPY 98 tn / USD 737 bn JPY 159 tn/USD 1,189 bn 57.3% JPY 235 tn/USD 1,762 bn JPY 94 tn USD 706 bn JPY 150 tn/USD 1,123 bn 57.9% JPY 3,170 bn / USD 23.7 bn Consolidated gross profit JPY 806 bn / USD 6.0 bn Profit attributable to owners of parent 14.02% 0.80% JPY 1,699 bn / USD 12.7 bn Gross banking profit JPY 634 bn / USD 4.7 bn Net income *1 A1/A- 0.52% A1/A (As of Nov. 15, 2023) (As of Nov. 15, 2023) Business Franchise • Holds top-tier companies in banking, leasing, securities services, consumer finance, and other businesses • 455 domestic branches • 28 million retail accounts 155 overseas offices*3 *1 Converted into USD at March 2023 fiscal year-end exchange rate Market capitalization converted to USD at the Nov. 24, 2023 exchange rate *2 Excludes negotiable certificates of deposits *3 Excludes offices planned to be closed (As of Sep. 30, 2023) (As of Sep. 30, 2023) Copyright © 2023 Sumitomo Mitsui Financial Group. All Rights Reserved. 34
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