Ameriabank: Strategic Milestones and Investor Presentation

2023 Q4 Achievements as of 2023 Q4 985 B Loans* of AMD 1,410 B Assets of AMD 1,214 B Liabilities of AMD 1,026 B 196 B 46.1 B Deposits** of AMD Equity of AMD Profit of AMD Named Best Bank for Digital Solutions in Armenia for 2023 by Euromoney • High profitability with ROE of 25.6% and RoA of 3.5%. High growth of loan portfolio (up by 33% YoY) with steadily robust asset quality (NPL ratio of 1.9%). . Online banking penetration rate reached 72%, up by 9pp YoY. NPS reached 79.0%, while CEI*** comprised 9.8. EUROMONEY AWARDS FOR EXCELLENCE 2023 05 Investor Presentation | Ameriabank.am * net of impairment allowances and including TF ** Current Accounts, Time Deposits and Bonds *** Client Experience Index with max possible value of 10 Λ

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