Investor Presentaiton

National Bank of Iraq – In Brief Business Overview - National Bank of Iraq (NBI) is one of the leading commercial banks in Iraq, offering various banking services. The Bank was established in 1995 and is headquartered in Baghdad, Iraq. NBI is publicly traded on the Iraq Stock Exchange (symbol: BNOI) and is ranked first amongst privately held banks in terms of total assets. Capital Bank of Jordan ('Capital Bank') owns a majority stake of ~ 62% in NBI. NBI provides a range of innovative banking services through three main segments, namely personal, corporate, and SMEs. NBI also provides Brokerage Services, Leasing, Custody Services and Investment Services (including trading in gold, foreign currency and oil). NBI has access to a large network of correspondent banks directly and through Capital Bank in addition to solid relations with foreign and international development financial institutions such as Saudi Exim Bank, PROPARCO and the IFC. Capital increased to become IQD 270 billion. Commenced operations of its newly established branch in KSA and added a new revenue stream through the Leasing Company. NBI's capital is raised to IQD 100b, adopting a new strategy focused on building capacity and improving infrastructure to service large corporates. National Bank of Iraq established as a publicly traded private bank in Iraq with a capital of IQD 400m. Timeline 2022 2021 NBI acquired Bank Audi's branches in March 2021, further strengthening positioning in Iraqi market. NBI's capital was raised to IQD 250b, with Capital Bank's 2013 ownership stake rising to 61.85%. 2011 2005 1995 Capital bank of Jordan acquires a 59% stake in NBI. becoming the main shareholder to drive the bank towards a corporate governed bank. Key figures Q1, 2023 IQD 348bn. USD 266m. Total Equity of NBI IQD 3.1trn. TII USD 2.4bn. Assets * As of 15 March 2023 ע 106% Increase in net Operating Income IQD 1.0bn. USD 797m. Net Loans ון. Stable (bb)* Rating by Capital Intelligence IQD 2.3trn. USD 1.7bn. Deposits of NBI Key facts Q1, 2023 8-790 Number of Employees + 150K Clients served 0° E NSFR At 141% 157 ATMs LCR At 165% 24 Branches 22 22

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