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Full-year Results 2020

Switzerland: Premium development CHF million (IFRS basis) FY 2019 FY 2020 Change Total life GWP incl. PHD 13 453 11 045 -18% Single premiums 8 372 5 891 -30% Periodic premiums 5 081 5 154 +1% Group life 11 890 9 572 -19% Single premiums 7 880 5 508 -30% Periodic premiums 4 010 4 064 +1% Individual life 1 563 1 473 -6% Single premiums 492 383 -22% Periodic premiums 1 071 1 090 +2% 38 | Investor presentation | Full-year results 2020 SwissLife

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