Investor Presentaiton

Housing Finance: Key Financial Parameters AUM (crs) Gross Stage 3 & Net Stage 3 (%) INDOSTAR 832 996 +20% 1,406 1,741 1,623 IL 0.8% 0.7% 1.9% 1.8% CRAR 1.4% 1.3% 1.2% 1.1% Gross Stage 3 0.9% 0.9% 73.41% Net Stage 3 Jun 23 FY 20 FY 21 FY 22 FY23 Q1FY24 FY 20 FY 21 FY 22 FY23 Q1FY24 PPOP PAT 14 14 48 PPOP & PAT ( crs) 52 52 51 38 34 28 ROA & ROE (%) 13.8% 9.0% 7.8% 7.2% 5.9% ROE 3.3% 3.2% 2.8% 12 2.1% 2.1% 8 ROA FY 20 FY 21 FY 22 FY23 Q1FY24 FY 20 FY 21 FY 22 FY23 Q1FY24 D/E Ratio 1.88x Jun 23 34

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