Investor Presentaiton
Bank Aladin is a listed, licensed digital Sharia bank that serves
Indonesia's underbanked / unbanked population
Vast and attractive market opportunity for digital banking in Indonesia through offline-to-online ("020")
and Sharia ecosystem
-77% of Indonesia's adult
population remain underbanked /
unbanked
<30% of SMEs have access to
banking services, >75% MSMEs have
limited or no access to formal
lending sources
•
Low household lending penetration
at -10% of population
020 strategy expect to result in
lowest CAC and highest CLTV to
acquire, retain and collect
financing
Aladin
Note 1: excluding unbanked population. SOURCES: Global Findex Database, Bank Indonesia, CEIC, World Bank, Trading Economics, Wall Street
Research
3
2nd largest banking market in
Southeast Asia with a
US$600bn¹
TAM in aggregate banking assets
Robust mobile and internet
penetration at ~65% & 48%
respectively
>Noticeable shift in customer preference
towards Sharia products
AladinView entire presentation