VUB's Market Share and Financial Services slide image

VUB's Market Share and Financial Services

INTESA SANPAOLO GROUP AT A GLANCE Total Assets EUR 787,721 mln Operating Income EUR 17,875 mln 2018 Net Income Common Equity(*) Ratio Presence EUR 4,050 mln 13.6% in 38 countries Customers ~19.4 mln (of which ~11.9 mln in Italy) Branches 5,302 (of which 4,217 in Italy) Employees 92,117 DBRS Long-term: MOODY'S BBB (high) Long-term: Baa1 Short-term: R-1 (low) Short-term: P-2 Trend Long-term: Stable Outlook: Stable S&P GLOBAL RATINGS Long-term: Short-term: Outlook: FITCH RATINGS BBB Long-term: BBB A-2 Negative Short-term: Viability: Outlook: F2 bbb Negative Trend Short-term: Stable Figures as at 31 December 2018 (*) Pro-forma fully loaded Basel 3 (31.12.18 financial statements considering the total absorption of DTA related to IFRS 9 FTA, goodwill realignment/adjustments to loans/non- taxable public cash contribution of €1,285m covering the integration and rationalisation charges relating to the acquisition of the operations of the two former Venetian banks and the expected absorption of DTA on losses carried forward) 16
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