Investor Presentation Q1 FY24

Asset Quality Snapshot Quarter Ended June 2022 Sep 2022 Dec 2022 March 2023 June 2023 Movement of Gross NPAs Opening Balance 2,728 2,537 2,457 2,469 2,420 (+) Additions during the period 653 812 608 681 555 (-) Upgrade 192 149 99 138 97 (-) Recoveries 188 164 126 248 169 (-) Write Offs 465 578 371 344 304 Closing Balance 2,537 2,457 2,469 2,420 2,404 GNPA Position NNPA Position 2,537 2,457 2,469 2,420 2,404 697 790 790 773 730 64 63 80 163 75 163 176 77 22 30 173 198 73 517 274 223 80 205 162 16 348 345 347 422 -76 76 65 665 102 112 726 27 8 27 72 28 23 81 86 61 328 84 82 89 83 111 426 473 469 441 377 147 165 191 158 180 1087 1183 1172 1151 1105 362 299 322 308 273 June 2022 Sep 2022 Dec 2022 March 2023 June 2023 ■Wholesale ■Business Loans Credit Cards Microfinance Retail Agri ■ Others apno ka bank | RBL Bank Sep 2022 Dec 2022 March 2023 June 2023 June 2022 ■Wholesale ■Business Loans Credit Cards Microfinance Retail Agri ■ Others 19

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