Great Places to Work & Acquisition Impact

Discover has built a fast-growing national direct savings bank B $100 $75 $50 $25 Discover Direct to Consumer Deposits U.S. Only 1 $71 $63 $62 $54 $45 $39 $36 $31 $28 $29 $84 $0 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 Note: 1) End of period; Total Direct to Consumer Deposits; 2013 - 2018 defined as "Direct to Consumer and Affinity Deposits"; 2019-2020 defined as "Direct to Consumer Deposits, also includes Affinity relationships"; 2021 2023 defined as "Total Direct to Consumer Deposits, also includes Affinity relationships" and "Savings, also includes Money Market, and Other Deposits and reflects both interest-bearing and non-interest bearing direct to consumer deposits" Source: Company Reports 13

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