Canadian Banking and Residential Mortgages Overview

Strong Capital Position CET1 ratio of 12.0%¹ CET1 Ratio +32 bps -29 bps 12.3% 4 bps -3 bps -23 bps -5 bps 12.0% 11.9% 2 Q4 2021 Reported Dividends Earnings less RWA Growth (ex. Foreign Exchange ECL Transitional FX) Translation Capital Relief Share buybacks (net of issuances) Other (net) Q1 2022 Reported Proforma Internal capital generation Strong Capital Levels 15.7% 2.1% 1.4% 15.7% 15.7% 15.9% 15.1% 2.1% 2.0% 2.0% 1.7% 1.3% 1.5% 1.6% 1.4% 12.2% 12.3% Q1/21 12.2% 12.3% 12.0% Q2/21 Q3/21 Q4/21 Q1/22 CET1 Tier 1 Tier 2 1 This measure has been disclosed in this document in accordance with OSFI Guideline - Capital Adequacy Requirements (November 2018) 2 Proforma impact from the increased stake in Chile of 10 bps 12

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