Investor Presentaiton

ANZ 2023 Half Year Results ANZ PLUS - TAILORED TO CUSTOMERS' NEEDS Delivering better propositions... ANZ Plus customer propositions A mobile-first, human supported distribution model and lower cost of operations Better technology to enable fast, resilient and responsive change ...with targeted features customers love 9:41 Everyday Savings Total Saved $18,622.38 $123.45 interest earned in total Savings Jar Rainy Day $3,672.38 $2,250.00 Home Deposit + $12,700.00 Add a Savings Goal A purpose- driven, customer centric culture Today ☐ 阿 Money Payments Card Support Transact & Save features already driving customer engagement: Know where my money is going: Expense Insights & Prediction | see regular expenses, before they occur Multi Goal Savings | save for up to 99 goals with one account Personal Insights | see I am Spending Less than I Earn, where my money goes, and more Ditch my wallet | start using my digital card immediately Safe & secure | Advanced biometric security, dynamic CVV and more 44

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