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Investor Presentaiton

Scotiabank 10 Of which securitization 11 12 Of which retail underlying Of which wholesale 13 Of which re-securitization 14 Of which senior 15 Of which non-senior (in $ millions). ≤20% RW Back to Table of Contents SEC4: Securitization exposures in the banking book and associated capital requirements - bank acting as investor a с b d Exposure values (by RW bands) e f g h i Exposure values (by regulatory approach) >20% to 50% RW >50% to 100% RW >100% to <1250% RW Q4 2022 Basel III 1 Total exposures (¹) 2,972 21 1,142 69 29 2 Traditional securitization 2,972 21 1,142 69 29 3 Of which securitization 2,972 21 1,093 69 4 Of which retail underlying 2,080 21 818 69 5 Of which wholesale 892 275 2222 3,469 3,469 29 3,469 2,988 29 481 6 Of which re-securitization 7 Of which senior 49 49 ༄ ༄ ཤྩ ་ ཤྩ ༄ 715 49 8 Of which non-senior 9 Synthetic securitization (1) Includes banking book investments in asset backed securities (ABS), collateralized loan obligations (CLOS), collateralized debt obligations (CDOS). 1250% RW IRBA ERBA / IAA SA 1250% IRBA ERBA / IAA 10 Of which securitization 11 12 13 Of which retail underlying Of which wholesale Of which re-securitization 14 Of which senior 15 Of which non-senior Q3 2022 Basel III 1 Total exposures (1) 2,496 32 1,314 69 2 Traditional securitization 2,496 32 1,314 69 3 Of which securitization 2,496 32 1,268 69 4 Of which retail underlying 2,119 32 765 69 5 Of which wholesale 377 503 AAA 2 17 3,498 430 1,017 262 17 3,498 430 1,017 262 17 3,498 384 1,017 216 2,985 748 17 513 384 269 216 2222 82 21 82 21 82 17 60 - 22 17 6 Of which re-securitization 46 46 46 7 Of which senior 46 46 46 4 4 8 Of which non-senior 9 Synthetic securitization Supplementary Regulatory Capital Disclosure Page 77 of 88 j k | RWA (by regulatory approach) SA 1250% 764 958 409 764 958 409 715 958 360 76 76 76 777 62 181 360 49 - 14 49 IRBA E n ° p Capital charge after cap q ERBA / IAA 332244 SA 1250%
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