Investor Presentaiton

Global Wealth Management $MM, except AUM/AUA Q2/21 Y/Y Q/Q Reported • Net Income¹ $372 23% (11%) Pre-Tax, Pre-Provision Profit $506 23% (12%) Revenue $1,308 16% (6%) Expenses $802 12% (2%) PCLS ($2) nmf nmf Productivity Ratio 61.3% (210 bps) 250 bps AUM ($B) $332 19% 6% • AUA ($B) $571 20% 4% Adjusted² Net Income¹ $378 21% (11%) Pre-Tax, Pre-Provision Profit $516 20% (11%) . Expenses $792 14% (2%) . Productivity Ratio 60.6% (130 bps) 250 bps YEAR-OVER-YEAR HIGHLIGHTS Adjusted net income² +21% o Canadian wealth management +25% Revenue +16% driven by: o Higher brokerage fees from elevated iTRADE volumes o Higher mutual fund fees o Strong volume growth in Private Banking Adjusted expenses² +14% (volume driven) Adjusted YTD operating leverage² +5.4% 。 Six consecutive quarters of positive operating leverage Adjusted productivity ratio² improved 130 bps AUM +19% and AUA +20% 。 Strong net sales and market appreciation AUM AUA +20% +19% ADJUSTED NET INCOME¹² ($MM) AND ROE² (%) Y/Y Y/Y 571 332 546 17.9% 16.7% 314 +0% 37 -3% 477 106 278 38 109 Y/Y Y/Y 13.8% 14.3% 14.3% 105 38 425 62 +25% 295 +23% 276 437 465 240 Y/Y 372 Y/Y 314 332 333 363 378 Q2/20 Q1/21 Q2/21 Canada 1 Attributable to equity holders of the Bank 2 Refer to Non-GAAP Measures on slide 37 for adjusted results Q2/20 Q1/21 Q2/21 International Q2/20 Q3/20 Q4/20 Q1/21 Q2/21 ■ Performance Fees 8

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