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Reconciliation of Group Equity to CET 1 (€ mn) Group Equity per financial statements Less Intangibles and other deductions Less: Deconsolidation of insurance and other entities 30.09.15 3.538 (16) (229) Less: Regulatory adjustments (Minority Interest, DTA and other items) (24) Less: Revaluation reserves and other unrealised items transferred to Tier II (38) CET 1 (transitional)1 3.231 Less Adjustments to fully loaded (mainly DTA) (108) CET 1 (fully loaded) 3.123 Risk Weighted Assets CET 1 ratio (fully loaded) CET 1 ratio (transitional)1 20.717 15,1% 15,6% 1 CET 1 ratio includes independently verified profits of 9M 2015 Bank of Cyprus 40 KOINO WKYNРIW 2235

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