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Investor Presentaiton

Productivity improvement Productivity Continue to leverage technology for process re- engineering and to drive productivity billion FY2021 9M-FY2021 9M-FY2022 Growth APE 64.62 39.54 51.25 29.6% Total expenses 42.20 28.04 35.05 25.0% Cost/TWRP1 (%) 14.8% 14.6% 17.7% Cost/TWRP (savings LOB) (%) 9.6% 9.3% 12.2% New business growth ahead of expense growth ICICI PRUDENTIAL LIFE INSURANCE 1. Total expenses including commission/(Total premium- 90% of single premium) 9

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