BFL Loan Loss Provision and Operating Expenses slide image

BFL Loan Loss Provision and Operating Expenses

BAGIC: Combined Ratio 100.8% 96.7% FY19 FY20 Combined Ratios (Including Motor TP Pool Losses) 96.9% FY21 BBAJAJ Allianz 103.4% 97.6% Q1 FY21 Q1 FY22 1. Combined Ratios are in accordance with the Master Circular on 'Preparation of Financial statements of General Insurance Business' issued by IRDA effective from 1st April, 2013. (Net claims incurred divided by Net Earned Premium) + ( Expenses of management including net Commission divided by Net Written Premium). 25
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